Thursday, August 13, 2015

APA Style





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Point of sale (POS) Point of purchase (POP)



    Point of sale (POS) (also sometimes referred to as Point of purchase (POP) ) or checkout is the location where a transaction occurs. A "checkout" refers to a POS terminal or more generally to the hardware and software used for checkouts, the equivalent of an electronic cash register. Click Here For More


    DEFINITION of 'Point of Purchase - POP'

    A place where sales are made. On a macro-level, a point of purchase may be a mall, market or city. On a micro-level, retailers consider a point of purchase to be the area surrounding the counter where customers pay. Also known as "point of sale".



    INVESTOPEDIA EXPLAINS'Point of Purchase - POP'

    In recent years, the point of purchase for products and services has become an important focus for marketers, because consumers tend to make purchasing decisions on very high-margin products or services at these strategic locations. Points of purchase may be real, as in the case of a "brick and mortar" store, or virtual, as in the case of an electronic retailer that sells goods and services over the internet.


     http://www.investopedia.com/terms/p/pointofpurchase1.asp#ixzz3ikPpNL00

    A point-of-sale display selling products related to the Easter holiday.

Saturday, December 27, 2014

Valuing Bonds and Stocks Financial Securities

Bond is a debt and type of loan. for a bond, the expected future cash flow are the promised interest and principal payments.

Wednesday, October 29, 2014

US Government Bonds Rates of Return

Investors and those following the movement of interest rates look at the movement of Treasury yields as an indicator of things to come. Their rates are considered an important benchmark: Because Treasury securities are backed by the full faith and credit of the U.S. Treasury, they represent the rate at which investment is considered risk-free.

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How Treasury securities work

Since investors in riskier investments command a higher return as compensation, the yields on many bonds and money market instruments are priced at a spread over the corresponding risk-free Treasury rate. Yields on money markets and certificates of deposit are often priced relative to yields on Treasuries of a similar length. Adjustable rate mortgages can be indexed to the one-year Treasury. Fixed mortgage rates are closely linked to movements in long-term Treasury yields, as mortgages are often packaged together and sold as mortgage-backed bonds. Yields on short-term Treasuries can behave differently from yields on longer-term Treasuries.

Read more: http://www.bankrate.com/rates/interest-rates/treasury.aspx#ixzz3HYJXXHBW
http://www.bankrate.com/rates/interest-rates/treasury.aspx#ixzz3HYHoxcxF

Saturday, October 25, 2014

When would you use the chi-square test of independence:

When would you use the chi-square test of independence:
Any business situation where you are essentially checking if one variable, X is related to, or independent of, another variable, Y. The use of chi-square test is indicated in any of the following business scenarios.
1. Suppose you want to determine if certain types of products sell better in certain geographic locations than others. A trivial example: the type of shoes sold in winter depends strongly on whether a retail outlet is located in the upper mid-west versus in the south. A slightly more complicated example would be to check if the type of gasoline sold in a neighborhood is indicative of the median income in the region. So variable X would be the type of gasoline and variable Y would be income ranges (e.g. <0k 41k-50k="" etc="" p="">
2. Suppose you want to test if altering your product mix (% of upscale, mid-range and volume items, say) has impacted profits. Here you could compare sales revenues of each product type before and after the change in product mix. Thus the categories in variable X would include all the product types and the categories in variable Y would include period 1 and period 2.
3. A final, somewhat classic application of the chi-square test of independence is to verify the influence of gender on purchase decisions. Are men the primary decision makers when it comes to purchasing a big ticket items? Is gender a factor in color preference of a car? Here variable X would be gender and variable Y would be color.

Pro forma gross profit,


The term pro forma (Latin for "as a matter of form" or "for the sake of form") or adjective "pro-forma" is most often used to describe a practice or document that is provided as a courtesy and/or satisfies minimum requirements, conforms to a norm or doctrine, tends to be performed perfunctorily and/or is considered a formality.

International Corporate Finance